Quote: tommyfromhull "No where near as much as some, as I chose to not get an overdraft and live life a little more tighter on my wages and small loan.'"
so, you are proof that it can be done. I suspect, unlike many, you went to University to get an education, not to fill a gap between 18/19 and 21/22 where you didn't really know what you wanted to do.
threads like this will run forever and ever because it's just opinion, there isn't any actual answer as to the correct way to fund anything, just best efforts, and people's opinions are coloured by how those efforts affect them.