Most car insurance policies have key protection, depending on your policy you can claim without it effecting your no claims (similar to windscreen cover).

It varies from policy to policy but it might be worth checking yours before spending £100+ for something your already paying for.

Give 'Peace Of Mind Security' in Cottingham a call. They have the equipment to code keys to your cars system, reasonably priced
too.

they don't, you have to buy it as an added extra, and any claim affects your no claims, unless it's protected, in my experience.

It's certainly an added extra on the budget policies but if you pay for a better policy it's usually included, in my experience anyway.

With regards to claims, I have claimed for windscreen chip damage without no claims protection and it didn't effect my no claims. Again I think it depends on who you go with and how much you pay.

windscreen chips are usually "free", even with budget policies, key insurance is always an added extra. The big problem with insurance is it's one of those things that you buy hoping to never use.

a bit like Tofu