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| Quote Garry Brindley Esq.="Garry Brindley Esq."You've always got to strike a balance with making sure you don't mickey off the people who pay full whack though.'"
Student discount is widely recognised, hardly 'mickeying off' is it?
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| So now we've decided that students are a bunch of undeserving scroungers, what about all of these pensioners who also get a discount? Most of them have paid off their mortgages, got rid of the kids and sitting there raking in a fat pension every month. Should be paying double IMO 
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| Quote tommyfromhull="tommyfromhull"Student discount is widely recognised, hardly 'mickeying off' is it?'"
Maybe we should loan them a pass and let them pay it off when they get a job
£9000 a year for the pass is the going rate, I think.
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| Quote tommyfromhull="tommyfromhull"Well £21k from now, not for the 100,000s of students who went to Uni before the coalition government.
And I doubt that someone with a degree will be earning below £21k for 25 years!'"
Well we are talking about from now....... And, maybe not but whether they've repaid a £15k loan in that time is a different story
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Moderator | 36786 | Hull FC |
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| Quote FC Wembley 08="FC Wembley 08"So £21k then.. and if your wages drop below that or you lose your job, you don't pay and the interest (1% ish) is frozen...... after 25 years the remaining debt is wiped out!!'"
The interest on the loan for the fees is inflation plus 3%. A graduate who gets a good job will pay back between £50k and £75k for a £21k loan. You start building up interest from day 1 of your course.
The interest on the maintenance loan varies and is set every year based on either the rate of inflation on on an average of the base rate charged by three major banks, whichever is lower. Again, you start building up interest from day 1 of your course.
The maximum maintenance loan is £5k per year and it's means tested. The minimum is £3.5k. The average living cost is somewhere between £8k and £10k per year. The shortfall has to be found by the student or his/her family.
And I'll ask again - how much of a working class person's tax bill goes towards these costs?
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| Quote Kosh="Kosh"The interest on the loan for the fees is inflation plus 3%. A graduate who gets a good job will pay back between £50k and £75k for a £21k loan. You start building up interest from day 1 of your course.
The interest on the maintenance loan varies and is set every year based on either the rate of inflation on on an average of the base rate charged by three major banks, whichever is lower. Again, you start building up interest from day 1 of your course.
The maximum maintenance loan is £5k per year and it's means tested. The minimum is £3.5k. The average living cost is somewhere between £8k and £10k per year. The shortfall has to be found by the student or his/her family.
And I'll ask again - how much of a working class person's tax bill goes towards these costs?'"
1.5% interest where i've seen.... And the working class foot the bill for those which don't clear this 50-75k you speak of!!!
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| Quote FC Wembley 08="FC Wembley 08"1.5% interest where i've seen.... And the working class foot the bill for those which don't clear this 50-75k you speak of!!!'"
You've made some stupid statements on this thread, but the idea that its the 'working class' that foot this supposed bill just takes the biscuit.
But you carry on thinking your 20% tax on a 'working class' salary is saving the economy. The government will get far more money back in taxes from graduates, even if they never had to pay their fees back, or have you just forgotten that?
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| Quote FC Wembley 08="FC Wembley 08"1.5% interest where i've seen.... And the working class foot the bill for those which don't clear this 50-75k you speak of!!!'"
You're looking at the current rates. From next year the rate is as I've stated. Always useful to have correct facts when trying to make a point.
The £50k-£75k is what gets paid back, not what it costs the taxpayer. And you still haven't told me how much actual cash the typical working class person will contribute towards the cost of these loans. I'll give you a clue - it's peanuts. The average graduate will contribute far more towards benefits for the lower paid.
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| Can't beleive how OTT this thread has become.
Sports clubs don't offer student tickets because they are some charity kick, or to annoy the 'working class' fans, they offer them for the simple reason that the majority of passholders aged 16 and under attend games with their parents, once they become 17/18 lots of other attractions other than rugby become on offer, and discounted passes helps keep these fans attending games. If the clubs prices went from £49 at 16, to £200 at 17 many fans would ditch the club and the game, and once gone fans are hard to win back.
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| Quote UllFC="UllFC"Can't beleive how OTT this thread has become.
Sports clubs don't offer student tickets because they are some charity kick, or to annoy the 'working class' fans, they offer them for the simple reason that the majority of passholders aged 16 and under attend games with their parents, once they become 17/18 lots of other attractions other than rugby become on offer, and discounted passes helps keep these fans attending games. If the clubs prices went from £49 at 16, to £200 at 17 many fans would ditch the club and the game, and once gone fans are hard to win back.'"
Correct.
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| Quote UllFC="UllFC"Can't beleive how OTT this thread has become.
Sports clubs don't offer student tickets because they are some charity kick, or to annoy the 'working class' fans, they offer them for the simple reason that the majority of passholders aged 16 and under attend games with their parents, once they become 17/18 lots of other attractions other than rugby become on offer, and discounted passes helps keep these fans attending games. If the clubs prices went from £49 at 16, to £200 at 17 many fans would ditch the club and the game, and once gone fans are hard to win back.'"
My Daughters pass went from £49 to £195 as she went into work....didnt stop her from going.
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