Nah, they would just increase the premiums proportionally to cover the risk and probably increase the excess too.

I found the "Only Bans" page, Saints are currently joint 3rd with Catalans on 15 accumulated matches but they will be clear 3rd if Makinson loses his appeal, Wigan and Hull are joint top on 20.
HKR were joint bottom with Leigh on 3 and will remain there but it goes up to 4 for both clubs after last weekends fixtures.
Wire are in 8th spot with 6 matches

I can't make something up that I never even said.

A big difference. Either Wigan, Saints and Hull are being refereed differently and being judged more harshly by the MRP, or the likes of HKR and Leigh are squeaky clean.

Like for like in my view.

I think we are getting a slight upgrade. His try scoring record this season is superb and there's not one NQ fan happy to see him leave. Judging by their comments on our social media they are gutted.

Not just saying this because he's leaving but Makinson has been less effective this season, not as good in backfield and on exit sets.

You've regularly said that pace is your main issue Stu. Given that was the case this year with Makinson and Feldt is equally slow, if not slower, how does this signing help solve those issues? Surely it compounds them in that Makinson's place was available for a speedy back and now no longer is.

You need a mixture of pace, strength and finishing ability. Feldt isn't slow, he's just not rapid and has two of the three attributes not to mention how he will help the young lads develop

I don't think our recruitment is finished with yet and Murphy is a real option. Sailor and Welsby will provide enough zip and pace in the backline and that's without any more signings.

Sailor isn't particularly fast and definitely not as quick as Ritson (although Ritson isn't good enough so that's irrelevant). What I'm saying is that, future signings aside for now as we don't know what they are or if there are any, your backline is exactly as lacking in pace next year as it was this. If it was a problem this year, don't you agree it will still be a problem next year?

I'm not looking to dampen your enthusiasm over your new signing(s) but I genuinely can't see what has supposedly changed?

Feldt will be getting slower

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By that logic so will every other single player over a certain age.

Sailor is quick. Not sure how much you've seen of him, he's not explosive off the mark quick but no slouch for sure and is much quicker than Dodd who he is replacing. And like I've said I will reserve judgement until after the last signing, I do believe there will be at least one more back.

I meant same type of player, I suppose only time will tell if he is an upgrade. I expect Feldt and Sailor will replace Hurrell and Matautia on the non-federation trained list. The biggest problem we have all got is finding British players to replace those departing hence the reliance on academy players.

He’s not great under the high ball. I think you need to invest in a prop. Lees and Delaney are too light to dent the defensive line, Walmsley is injured regularly and Paasi doesn’t seem fit. Stevens, who we have debated in the past needs to develop.