Quote: CyberPieMan "Not sure I follow your logic, as someone's pointed out elsewhere recently we're encouraged to pay up front, thus gifting a significant lump of interest (even with the current market) to the club in the first place. If there was even more incentive to go for this as an additional reward for loyalty, [sizeshirly[/size there would be more uptake, no?'"
Don't call me Shirly