Quote Saddened!="Saddened!"Far too many are fraudulent or exaggerated IMO. A girl in work came in the other day whooping and hollering. Someone asked what had happened to make her so happy. She said she'd had another car run into the back of her's. Someone asked again what had happened to make her so happy. She replied that she had told the police she'd hurt her neck and had booked a doctor's appointment and was going 'to make thousands'. Actual damage to car? An almost unnoticable mark on the bumper. She then gleefully passed her Christmas cards out saying she was taking this week off because of her 'injuries'. She was literally skipping about the place.
I told the Directors to sack her, they agreed but were told off by the group HR manager because 'the company might get sued' if they sacked her. The stupid thing is she did exactly the same thing about a year ago and got thousands from that.
I'd say that reaction (Minus the blondeness and openness about what she was doing) was pretty typical. Get a Doc's appointment, moan about neck pain, get a note mentioning whiplash (Unprovable whether or not it's genuine, the Doc probably doesn't care), perps insurace company has to fork out thousands for blonde girl's holiday.'"
I've had two payouts for whiplash. Going rate is £1,500-2,000 settlement for out of court settlement in my experience.
The issue is a known flaw within the Civil Legal system due to the costs of defending a claim. The insurers would rather pay out a settlement compensation rather than incur the costs and risks of litigation. This has encouraged the activity you describe above.
Having said that if the other driver had shown more care and attention with adequate stopping distances then none of it would have happened.
