Quote: Jeff the God of Biscuits "Why is it the companies fault, if a customer takes out a loan, knowing full well the APR, and the penalties involved, knowing full well they cannot repay it? Yes they do take advantage of people's desperation for Money, but, at the end of the day, it's your own responsibility to manage your money better.
I have a family, a mortgage, and work scarcely above minimum wage. It's a struggle, sometimes, but I would never take this loans out due to the rates involved. To blame Provident for offering a service because there is a demand for that service is utterly stupid.
Well done the Bulls, great deal this.'"
But it's not either or, and that's the point. Just because people recklessly borrow money, and need to be responsible for their own actions, doesn't mean that a company that preys on said people is excused for what they do.
