I'm with tvoc, LS16 & rhinosms on this.
I used to go to every single match home & away. Nowadays, if an away match is on Sky I'll probably stay at home. I don't think that makes me any less of a fan, it's just older I've got, the grumpier I've got and I like my home comforts.
I also don't think there's such a thing as an "Armchair Fan". I don't have anything against fans that don't go to the games. If you support Leeds, or even if you just want Leeds to do well, that's a "fan" in my book.
I think the "I'm a bigger fan than you are cos I have the latest kit/go to every game/am friends with Danny McGuire's cleaner's, cousin's, mum's, next-door-neighbour's, window cleaner's, dog walker" thing is something people tend to grow out of.
As for the fan asking for his money back after Friday... My ideal would be for the club to give him it back, and then ban him from ever getting another. That'd be one less numpty to listen to complaining around me.