Quote: batleyrhino "I think there are two topics being mixed here. One is what happens if someone gets injured and needs time off work, the other is if someone is so badly injured they cannot continue to work.
In the first case, most likely the club just continue to pay them until they can return, unless its a very long period in which case they may have an insurance policy that can kick in. In the second case, this would almost certainly have to be via insurance, as the club couldn't possibly be held financially accountable for the player's lost earnings for the remainder of their career.
I understand that this case is about the latter.'"
Think you're right (although they won't have an insurance policy for injured players and neither will Ward have a personal accident policy).
This isn't really about insurance (although fortunately their EL policy should be sufficient to stop them going bust). It's about negligence. Should a company of Leeds's size and nature been aware of the dangers of repeated head injuries and did they respond in the correct fashion after taking the best advice from the knowledge that was available at that time? I guess we'll find out.
This isn't a case of someone making a spurious claim where they should have known the dangers. All players know you can get a bang on the head and it could end your career or your life. That doesn't mean it's the club's fault. However, an employer playing it's employee too early or without the appropriate protocols to avoid long-term injury to their employee.
FWIW I think what Fozzard and Co. are doing is totally wrong and done for the wrong reasons.