Quote: harry1 "Reactiv Media - current credit rating on-line today is £25,000 per Creditsafe - not sure where this out of date credit rating comes from?'"
The £3,100 is the insurable value. (Risk Disk part of Experian business cover) If they went bust you can recover the insured value of £3,100. These figures are correct as of today. As you can see the last Annual return is May 2013, so you have all the correct figures you need.
Having had a successful business myself for over 10 years I certainly know how these things work.