I'm sorry but anyone who has half a brain who has taken on a mortgage at the current rates and doesn't expect the rate to rise deserves all they get.

Meanwhile, young (and some not so young) borrowers have taken out mortgages for 35 years or, maybe even "lifetime" mortgages and any significant increases will see them struggling to meet their payments.
We've had low rates for long enough now for them to be considered the norm.

I always enjoy your postings, absolutely hilarious. Keep em coming. Last time anyone asked if I was ok hun was in a diner in the USA by a teenage waitress wearing a baseball cap. I am working on the presumption that wasn’t you, although your political posturings always have a remarkable similarity with sixth form student politics. Your reference to Ken Clarke was an absolute side splitter, good old Ken was another charlatan. Because the press like him he never came under any real scrutiny. He obviously fooled you, bet the time share and double glazing salesmen are popular at your house.

Well you seem to be entertainingly triggered by something.

I guess we won't see any policy suggestions or anything like from you though, it's all about the rather weird ad hom stuff. Whatever floats your boat. Hun.

I can see your point regarding normal, unfortunately we aren’t living in normal times. In fact at the risk of stating the blindingly obvious we are about to enter into a period of extreme turbulence.

Brilliant, you always rise to the occasion. Floats your boat is an absolute gem. Likewise with the ad hom, never encountered that on a rugby fans forum before. I am beginning to think you may be a teenager. Anyway keep em coming. Although it seem you may be running out of steam, no mention of politics. You may have to delve into your extensive library to seek inspiration.

Like I said, triggered. It's quite delightful really.

Disappointing, not up to your usual standard. Looks like you are struggling, come on man/woman up your game.

Lol I was thinking you were Backwardman for a while there

Made worse by an extremely useless government.

We have been in extreme turbulence for most of the last 12+ months.
Many millions of the working population have done rather well too, with furlough offering huge amounts of "free time" paid for by the tax payer.
However, when people have been actively encouraged to invest in bricks and mortar (which is a good thing), it would be absolutely crippling to see the cost of borrowing rise significantly.
I'm sure that you remember the days of negative equity and all that comes with that problem and it could be argued that people should have budgeted for an increase in interest rates but, the reality is that with house prices being so high, huge numbers have to "max out" just to get on the first rung of the property ladder.
My point with this is that our PM has taken the opposite view of many of his recent predecessors and seems to be encouraging some wage inflation, which by any count is reckless but, of course, we are on our way to a utopian "high paying high skilled economy".
I get the need to be positive but, Bojo is over egging the pudding, again.

Agree with several of your points (I am started to get worried on that one) . The problem with the housing market is the lack of social housing , both labour and the tories have never grasped the nettle on that one. The high house prices obviously translate to high house rents, thus effectively reducing living standards for young people as a large part of income goes on housing. Not certain Johnson envisaged that , usually a labour shortage increases wages as employers bid for labour. Especially skilled labour. The colossal mismanagement of the countries energy systems by both labour and tories is disgraceful. Although most of the blame lies with the tories, as winter unfolds and energy bills rise, many people will be pushed into poverty. Personally I think it may be of such magnitude it could bring down the government. My pal is a food wholesaler goods coming into him over the last few weeks have increased by 25%. All in all we look to be on the brink of some desperate times ,especially if it’s a harsh winter.

Maybe our politics aren't as far apart as you think
Although it secured Thatcher an extra term at no 10, selling off social housing stock and more importantly, not replacing it was criminal.
It was a calculated move to bring some traditional Labour supporters on board and there aren't too many people that given the chance, would refuse a 70% ? discount on their house purchase.
Yes, it meant an increase in home ownership and removed the "burden" on local authorities having to mange housing stock but, it was wrong.
The current trend of turning office blocks into housing, while helping with the housing shortage is storing up problems for the future.
Whilst they do provide a roof over someone's head, many of the conversions dont provide adequate housing or, the other amenities that come with "proper" housing developments ie space and recreationist facilities.
As you say, both parties are guilty of ignoring this issue