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Quote: Sal Paradise "Where did I say it was a wage?

All I said was that those on the workfare are still drawing the JSA and the notion that they are working for nothing is a fallacy.

I personally think they should get the minimum wage for participation - I have also said that on this thread - but then what is the incentive to the employer?

Suggest you learn to read more carefully before you start using emotive words like 'Moron' you just look more stupid than normal.'"
If it isn't a wage then by definition it is working for free.
So i'll stick with my comment ta.

Don't feel down though as IDS couldn't get his head around it either.

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Quote: Mintball "It is well worth listening to the recording of that – very good indeed.'"
IDS is clearly an angry little man isn't he.
He is a nasty little toad. When he piped up with 'We let them get work experience' like he is doing them a favour.

I did love O'Brians reply of 'There are more people alive today than at since records began.....What a strange observation' when IDS got on about there being more people in work today then at any time during records. icon_lol.gif icon_lol.gif icon_lol.gif

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The older I get, the better I was Advice is what we seek when we already know the answer - but wish we didn't I'd rather have a full bottle in front of me than a full-frontal lobotomy ------------------------------------------------------------------------------------------------------------ kirkstaller wrote: "All DNA shows is that we have a common creator." cod'ead wrote: "I have just snotted weissbier all over my keyboard & screen" ------------------------------------------------------------------------------------------------------------ "No amount of cajolery, and no attempts at ethical or social seduction, can eradicate from my heart a deep burning hatred for the Tory Party. So far as I am concerned they are lower than vermin." - Aneurin Bevan:2051.jpg



Quote: Sal Paradise "You would be better off leasing three year old cars when the bulk of the value of the car is written but - in most cases - the cars are perfectly usable and reliable. Having new cars is an unnecessary luxury.'"


As usual, you take a simplistic view and reach the wrong conclusion.

There are many factors involved in costing any contract hire agreement and while depreciation is a major factor, what needs to be determined is the sale price from which that depreciation is calculated. The on-road price will be far less than what an individual could expect to pay and becuse the manufacturers have knowledge of how Motability cars are maintained, the residual price will be far higher than would be offered to any individual: the result is a low monthly rental.

But first you need to look at just what Motability does.

Motability does not buy cars and then rent them out, they operate a back-to-back leasing scheme, coupled with a manufacturer-backed warranty and maintenance programme. This offers straight-line accounting, so cost projections are simple with little opportunity for any surprises down the line: a major plus from an accounting point of view.

Of course an individual could pick up a three year old car and run it for the next three years at a lower cost than Motability, providing that everything runs and works to plan. That lower cost would be blown out of the water if there was a failure to a major component: add a blown engine or gearbox and your calculations would be bolloxed. Now multiply that by a nationwide factor and you can see where your "savings" could easily evaporate.

It is for these reasons that Motability operate new vehicles. To depart from the model would leave too many variables for any government accountant to be comfortable with. And before you jump back in, I have previously supplied hundreds of vehicles, large & small on various forms of contract including: cash purchase, HP, simple washout lease, operational lease (with or without maintenance), full contract hire etc. The area of vehicle supply is certainly not alien to me.

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A dog is the only thing on earth that loves you more than he loves himself. When you rescue a dog, you gain a heart for life. Handle every situation like a dog. If you can't Eat it or Chew it. Pee on it and Walk Away. "No amount of cajolery, and no attempts at ethical or social seduction, can eradicate from my heart a deep burning hatred for the Tory Party. So far as I am concerned they are lower than vermin. " Anuerin Bevan:d7dc4b20b2c2dd7b76ac6eac29d5604e_19170.jpg



Quote: TrinityIHC "Back up a sec, £55 a week Mobility allowance is £8600ish for a 3 year period. You can buy and run a decent car for far less than that, ergo it is an extravagance!'"


Not really. Factor in insurance, servicing, tires, road tax and I would be paying a lot more than the figure you've quoted.

It always amazes me how jealous some people are of what others "extravagances" are and how they begrudge someone an independant life! What you call an extravagance, I call my independance. If you would like my mobility car, then you are welcome to it, but take my disability and illness as well cos I've had enough of it.

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Quote: Hull White Star "Not really. Factor in insurance, servicing, tires, road tax and I would be paying a lot more than the figure you've quoted.

It always amazes me how jealous some people are of what others "extravagances" are and how they begrudge someone an independant life! What you call an extravagance, I call my independance. If you would like my mobility car, then you are welcome to it, but take my disability and illness as well cos I've had enough of it.'"


It's not jealousy, it's practicality. I'm not questioning your right to independant living or indeed a car. But a brand new car every 3 years is completely unrealistic in the current economic climate, particularly when all other groups are being clobbered left right and centre.

You mention insurance and all the rest of it, but even then it doesn't come close.

Let's say an average of £600 insurance = £1800
Reasonable 3 year old car = £3500
Tyres for 3 years maybe £500
Tax £300
Servicing £210

Thats £6300, so a good 2.4k wasted, per person or £800 a year. Large wastage considering there are people scraping a living on £56.25 a week.

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A dog is the only thing on earth that loves you more than he loves himself. When you rescue a dog, you gain a heart for life. Handle every situation like a dog. If you can't Eat it or Chew it. Pee on it and Walk Away. "No amount of cajolery, and no attempts at ethical or social seduction, can eradicate from my heart a deep burning hatred for the Tory Party. So far as I am concerned they are lower than vermin. " Anuerin Bevan:d7dc4b20b2c2dd7b76ac6eac29d5604e_19170.jpg



Quote: TrinityIHC "It's not jealousy, it's practicality. I'm not questioning your right to independant living or indeed a car. But a brand new car every 3 years is completely unrealistic in the current economic climate, particularly when all other groups are being clobbered left right and centre.

.'"


I've told you why we get a new car every three years. We lease it, its no different to every other leasing policy. After 3 years the car needs MOT'ing and the manufacturers warranty finishes. It would cost the Motability Charity a lot of money in MOT's and repairs to lease the cars over a longer period. I don't get what you don't understand about this?

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A dog is the only thing on earth that loves you more than he loves himself. When you rescue a dog, you gain a heart for life. Handle every situation like a dog. If you can't Eat it or Chew it. Pee on it and Walk Away. "No amount of cajolery, and no attempts at ethical or social seduction, can eradicate from my heart a deep burning hatred for the Tory Party. So far as I am concerned they are lower than vermin. " Anuerin Bevan:d7dc4b20b2c2dd7b76ac6eac29d5604e_19170.jpg



Quote: TrinityIHC "It's not jealousy, it's practicality, particularly when all other groups are being clobbered left right and centre.
'"


If you'd have read my earlier posts in this thread you will see DLA claimants are being "clobbered". When PIP comes in in April 500,000 Motability customers will lose their cars. This will have a detremental affect on the car industry.

This may help explain why:-

wearespartacus.org.uk/emergency-stop/
Quote: TrinityIHC "It's not jealousy, it's practicality, particularly when all other groups are being clobbered left right and centre.
'"


If you'd have read my earlier posts in this thread you will see DLA claimants are being "clobbered". When PIP comes in in April 500,000 Motability customers will lose their cars. This will have a detremental affect on the car industry.

This may help explain why:-

wearespartacus.org.uk/emergency-stop/


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Quote: Hull White Star "I've told you why we get a new car every three years. We lease it, its no different to every other leasing policy. After 3 years the car needs MOT'ing and the manufacturers warranty finishes. It would cost the Motability Charity a lot of money in MOT's and repairs to lease the cars over a longer period. I don't get what you don't understand about this?'"


There are cheaper ways of helping people live an independant life than leasing a brand new car for them every three years. I don't get what you don't understand about this?

I bought my car for 2k about 5 years ago, and it still hasn't cost me over the amount that is being paid for these leases for 3 years. Don't get me wrong, I could go out tomorrow and lease a brand new car for 3 years, but it would cost me more than what I'm paying at the moment so I don't see the point.

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A dog is the only thing on earth that loves you more than he loves himself. When you rescue a dog, you gain a heart for life. Handle every situation like a dog. If you can't Eat it or Chew it. Pee on it and Walk Away. "No amount of cajolery, and no attempts at ethical or social seduction, can eradicate from my heart a deep burning hatred for the Tory Party. So far as I am concerned they are lower than vermin. " Anuerin Bevan:d7dc4b20b2c2dd7b76ac6eac29d5604e_19170.jpg



Quote: TrinityIHC "There are cheaper ways of helping people live an independant life than leasing a brand new car for them every three years. I don't get what you don't understand about this?

I bought my car for 2k about 5 years ago, and it still hasn't cost me over the amount that is being paid for these leases for 3 years. Don't get me wrong, I could go out tomorrow and lease a brand new car for 3 years, but it would cost me more than what I'm paying at the moment so I don't see the point.'"


How exactly? For £55 a week I get a car that suits my needs ie wheelchair accessable, fully comprehensive insurance and for Mr HWS who was under 25 when I became a Motability customer, full road tax, servicing at manufacturers guidelines, tires (just had 4 fitted after having car serviced), full UK breakdown cover and any faults fixed under manufacturers guidlines. I only pay for diesel.

Please show me where I can get all of that done for less than £55 a week! Even paying for taxi fares for my 3 times at GP's and hospital appointments last week would be around that price!

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Quote: TrinityIHC "There are cheaper ways of helping people live an independant life than leasing a brand new car for them every three years. I don't get what you don't understand about this?

I bought my car for 2k about 5 years ago, and it still hasn't cost me over the amount that is being paid for these leases for 3 years. Don't get me wrong, I could go out tomorrow and lease a brand new car for 3 years, but it would cost me more than what I'm paying at the moment so I don't see the point.'"


Right for the hard of understanding...

Anyone on the high level of DLA mobility can either have the benefit paid to themselves to make the decision on what they do to aid their mobility OR they can choose to lease a car from Mobility UK there is no extra cost involved to the tax payer, this lease is a standard commercial lease that has operated for as long as I can remember. The reasons why these are three year leases have been explained to you several times.

This lease covers all the running costs apart from fuel, the last thing someone who is disabled needs is a car breaking down on them.

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Quote: TrinityIHC "There are cheaper ways of helping people live an independant life than leasing a brand new car for them every three years. I don't get what you don't understand about this?

I bought my car for 2k about 5 years ago, and it still hasn't cost me over the amount that is being paid for these leases for 3 years. Don't get me wrong, I could go out tomorrow and lease a brand new car for 3 years, but it would cost me more than what I'm paying at the moment so I don't see the point.'"


I would have thought brighter minds than those of us who inhabit the Sin Bin would have thought of this before and so for reasons beyond us decided the new car route was the way to go. Just a theory. EDIT - just been explained by BG.

However that isn't the issue. Under the new PIP rules about 500,000 people will no longer qualify for the equivalent higher rate of DLA which is the point at which you qualify for access to the Motability scheme.

So it doesn't really matter if Motability qualified them for a heap of junk or brand new motor. They aren't going to get either when it comes in. [iThat is the issue[/i.

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The older I get, the better I was Advice is what we seek when we already know the answer - but wish we didn't I'd rather have a full bottle in front of me than a full-frontal lobotomy ------------------------------------------------------------------------------------------------------------ kirkstaller wrote: "All DNA shows is that we have a common creator." cod'ead wrote: "I have just snotted weissbier all over my keyboard & screen" ------------------------------------------------------------------------------------------------------------ "No amount of cajolery, and no attempts at ethical or social seduction, can eradicate from my heart a deep burning hatred for the Tory Party. So far as I am concerned they are lower than vermin." - Aneurin Bevan:2051.jpg



Quote: TrinityIHC "There are cheaper ways of helping people live an independant life than leasing a brand new car for them every three years. I don't get what you don't understand about this?

I bought my car for 2k about 5 years ago, and it still hasn't cost me over the amount that is being paid for these leases for 3 years. Don't get me wrong, I could go out tomorrow and lease a brand new car for 3 years, but it would cost me more than what I'm paying at the moment so I don't see the point.'"


You never bothered reading my response to Sal Paradise then?

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Quote: cod'ead "As usual, you take a simplistic view and reach the wrong conclusion.

There are many factors involved in costing any contract hire agreement and while depreciation is a major factor, what needs to be determined is the sale price from which that depreciation is calculated. The on-road price will be far less than what an individual could expect to pay and becuse the manufacturers have knowledge of how Motability cars are maintained, the residual price will be far higher than would be offered to any individual

Interestingly I was reading an article in MT which was explaining the benefits of extending car lease contracts to five years and how the reliability of correctly maintained vehicles shows little deteriation over the extended period. Now they were mainly talking about high value vehicles.

I accept your explanation of why they use new cars but it doesn't take a huge leap of faith to suggest significant saving could be made with little impact on reliability given the 'clinical nature' of modern cars. If we accept servicing cost will remain reasonably static and 'blown engines etc' could easily be insured against that leaves that pesky residual values. Even you would accept that straight line depreciation is not appropriate for cars then the hit to residual value in years 0-3 is significantly greater than years 4-6 i.e. reducing balance. Based on that the saving even with the 'Car Care' could be significant.

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Quote: Sal Paradise "Interestingly I was reading an article in MT which was explaining the benefits of extending car lease contracts to five years and how the reliability of correctly maintained vehicles shows little deteriation over the extended period. Now they were mainly talking about high value vehicles.

I accept your explanation of why they use new cars but it doesn't take a huge leap of faith to suggest significant saving could be made with little impact on reliability given the 'clinical nature' of modern cars. If we accept servicing cost will remain reasonably static and 'blown engines etc' could easily be insured against that leaves that pesky residual values. Even you would accept that straight line depreciation is not appropriate for cars then the hit to residual value in years 0-3 is significantly greater than years 4-6 i.e. reducing balance. Based on that the saving even with the 'Car Care' could be significant.'"


That is all true, I've had the wool pulled from my eyes a few years ago - to be precise, when I started to have to pay for my own car instead of the luxury of having the company pay for it.

It was a blinding flash of inspiration when I realised that none, absolutely NONE of the car mechanics I have known over the years have ever owned a brand new car, not even the mechanis I've known who OWNED the bloody garages have ever had a new car, they all buy them at 3+ years and just maintain them for ever.

I have two cars in the family that I pay for myself, one is an Aug 06 with only 36k miles, its needed a new battery in all of that time and three regular service visits, the other is an Aug 05 with 65k miles and it just reaching the point where what you'd call "major" things are going wrong, I replaced the clutch & had the gearbox reconditioned last year and have had a new starter motor fitted none of which will need doing again in its lifetime, total cost last year around £800 for maintenance, sounds a lot but if I'd been running a company lease car still then that would have been between two and three months non-maintained lease cost.

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As regards early years "depreciation" a big chunk is the 20% VAT you incur at t=o. That is the biggest argument against buying a new car. Not sure how it works for Motability but they presumably recover the VAT on the cars they acquire by way of their business? So, their early "depreciation" costs are that much less.

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     Mens Super League XXX-R2
14:30
Leigh
v
Huddersfield
 Thu 6th Mar 2025
     Mens Super League XXX-R3
20:00
Hull FC
v
Leigh
 Fri 7th Mar 2025
     Mens Super League XXX-R3
20:00
Castleford
v
Salford
20:00
St.Helens
v
Hull KR
 Sat 8th Mar 2025
     Mens Super League XXX-R3
17:30
Catalans
v
Leeds
 Sun 9th Mar 2025
     Mens Super League XXX-R3
17:30
Warrington
v
Wakefield
17:30
Wigan
v
Huddersfield
 Thu 20th Mar 2025
     Mens Super League XXX-R4
20:00
Salford
v
Huddersfield
 Fri 21st Mar 2025
     Mens Super League XXX-R4
20:00
St.Helens
v
Warrington
20:00
Wakefield
v
Hull FC
 Sat 22nd Mar 2025
     Mens Super League XXX-R4
15:00
Castleford
v
Catalans
17:30
Leeds
v
Wigan
 Sun 23rd Mar 2025
     Mens Super League XXX-R4
15:00
Hull KR
v
Leigh
 Thu 27th Mar 2025
     Mens Super League XXX-R5
20:00
Castleford
v
Hull FC
 Fri 28th Mar 2025
     Mens Super League XXX-R5
20:00
Leigh
v
Wakefield
20:00
Warrington
v
Leeds
 Sat 29th Mar 2025
     Mens Super League XXX-R5
14:30
Wigan
v
Salford
17:30
Catalans
v
St.Helens
 Sun 30th Mar 2025
     Mens Super League XXX-R5
15:00
Huddersfield
v
Hull KR
 Thu 10th Apr 2025
     Mens Super League XXX-R6
20:00
Salford
v
Leeds
 Fri 11th Apr 2025
     Mens Super League XXX-R6
20:00
Hull KR
v
Wigan
20:00
St.Helens
v
Wakefield
 Sat 12th Apr 2025
     Mens Super League XXX-R6
17:30
Warrington
v
Hull FC
20:00
Castleford
v
Leigh
 Sun 13th Apr 2025
     Mens Super League XXX-R6
15:00
Huddersfield
v
Catalans
 Thu 17th Apr 2025
     Mens Super League XXX-R7
20:00
Wakefield
v
Castleford
 Fri 18th Apr 2025
     Mens Super League XXX-R7
20:00
Hull FC
v
Hull KR
20:00
Wigan
v
St.Helens
20:00
Leeds
v
Huddersfield
 Sat 19th Apr 2025
     Mens Super League XXX-R7
20:00
Leigh
v
Warrington
20:00
Catalans
v
Salford
 Thu 24th Apr 2025
     Mens Super League XXX-R8
20:00
Warrington
v
St.Helens
20:00
Leeds
v
Hull KR
 Fri 25th Apr 2025
     Mens Super League XXX-R8
20:00
Salford
v
Leigh
 Sat 26th Apr 2025
     Mens Super League XXX-R8
15:00
Huddersfield
v
Castleford
17:30
Catalans
v
Wakefield
 Sun 27th Apr 2025
     Mens Super League XXX-R8
15:00
Hull FC
v
Wigan
 Sat 3rd May 2025
     Mens Super League XXX-R9
15:00
Leigh
v
Catalans
17:15
Hull KR
v
Salford
19:30
St.Helens
v
Leeds
 Sun 4th May 2025
     Mens Super League XXX-R9
13:00
Huddersfield
v
Hull FC
15:15
Wigan
v
Warrington
17:30
Castleford
v
Wakefield
 Thu 15th May 2025
     Mens Super League XXX-R10
20:00
St.Helens
v
Catalans
 Fri 16th May 2025
     Mens Super League XXX-R10
20:00
Leeds
v
Hull FC
20:00
Wigan
v
Leigh
 Sat 17th May 2025
     Mens Super League XXX-R10
15:00
Hull KR
v
Huddersfield
 Sun 18th May 2025
     Mens Super League XXX-R10
15:00
Wakefield
v
Warrington
17:30
Castleford
v
Salford
 Thu 22nd May 2025
     Mens Super League XXX-R11
20:00
Leigh
v
Hull FC
 Fri 23rd May 2025
     Mens Super League XXX-R11
20:00
Huddersfield
v
St.Helens
20:00
Warrington
v
Hull KR
 Sat 24th May 2025
     Mens Super League XXX-R11
14:30
Castleford
v
Leeds
17:30
Catalans
v
Wigan
 Sun 25th May 2025
     Mens Super League XXX-R11
15:00
Wakefield
v
Salford
 Thu 29th May 2025
     Mens Super League XXX-R12
20:00
Huddersfield
v
Leigh
 Fri 30th May 2025
     Mens Super League XXX-R12
20:00
Hull KR
v
St.Helens
20:00
Salford
v
Wigan
 Sat 31st May 2025
     Mens Super League XXX-R12
14:30
Leeds
v
Wakefield
17:30
Catalans
v
Hull FC
 Sun 1st Jun 2025
     Mens Super League XXX-R12
15:00
Warrington
v
Castleford
ALL SCORES PROVIDED BY RLFANS.COM (SETTINGS)
Matches on TV
Thu 13th Feb
SL
20:00
Wigan-Leigh
Fri 14th Feb
SL
20:00
Hull KR-Castleford
SL
20:00
Catalans-Hull FC
Sat 15th Feb
SL
15:00
Leeds-Wakefield
SL
17:30
St.Helens-Salford
Sun 16th Feb
SL
15:00
Huddersfield-Warrington
Thu 20th Feb
SL
20:00
Wakefield-Hull KR
Fri 21st Feb
SL
20:00
Warrington-Catalans
SL
20:00
Hull FC-Wigan
Sat 22nd Feb
SL
15:00
Salford-Leeds
SL
20:00
Castleford-St.Helens
Sun 23rd Feb
SL
14:30
Leigh-Huddersfield
Thu 6th Mar
SL
20:00
Hull FC-Leigh
Fri 7th Mar
SL
20:00
Castleford-Salford
SL
20:00
St.Helens-Hull KR
Sat 8th Mar
SL
17:30
Catalans-Leeds
Sun 9th Mar
SL
17:30
Warrington-Wakefield
SL
17:30
Wigan-Huddersfield
Thu 20th Mar
SL
20:00
Salford-Huddersfield
Fri 21st Mar
SL
20:00
St.Helens-Warrington
This is an inplay table and live positions can change.
Mens Betfred Super League XXVIII ROUND : 1
 PLDFADIFFPTS
Wigan 29 768 338 430 48
Hull KR 29 731 344 387 44
Warrington 29 769 351 418 42
Leigh 29 580 442 138 33
Salford 28 556 561 -5 32
St.Helens 28 618 411 207 30
 
Catalans 27 475 427 48 30
Leeds 27 530 488 42 28
Huddersfield 27 468 658 -190 20
Castleford 27 425 735 -310 15
Hull FC 27 328 894 -566 6
LondonB 27 317 916 -599 6
This is an inplay table and live positions can change.
Betfred Championship 2024 ROUND : 1
 PLDFADIFFPTS
Wakefield 27 1032 275 757 52
Toulouse 26 765 388 377 37
Bradford 28 723 420 303 36
York 29 695 501 194 32
Widnes 27 561 502 59 29
Featherstone 27 634 525 109 28
 
Sheffield 26 626 526 100 28
Doncaster 26 498 619 -121 25
Halifax 26 509 650 -141 22
Batley 26 422 591 -169 22
Swinton 28 484 676 -192 20
Barrow 25 442 720 -278 19
Whitehaven 25 437 826 -389 18
Dewsbury 27 348 879 -531 4
Hunslet 1 6 10 -4 0
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