FORUMS > The Sin Bin > Bedroom Tax - A Solution ? |
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| Quote: El Barbudo "Repetition is not proof.
Quote: El Barbudo "You yourself have used an example of a family whose kids have grown up & left. All the apparent cases of people having to pay more as a result of a reduction in benefits, owing to excess capacity, aren't claims made by me.'"
Moving people to private sector would, by definition, increase demand.
Quote: El Barbudo " No flies on you'"
If demand increases beyond the current spare capacity, rents will rise purely due to supply and demand.
Quote: El Barbudo "Big ifs. What is the capacity? Why should those who are in social housing & not in receipt of housing benefit not be moved into the private sector? or charged more so that taxpayer subsidy is removed?'"
Are you saying there is sufficient spare capacity lying empty to be able to cope?
Quote: El Barbudo "There are thousands of empty properties all over the country, hundreds of stalled housing developments'"
Of course there is capital expenditure and ongoing cost.
Quote: El Barbudo "That is reflected in the rent'"
You say the cost is less ... how much less?
Quote: El Barbudo "Build cost is funded by private capital, as are the ongoing costs. Not by taxpayers. Housing benefit is taxpayer funded. You say the cost is more. How much more?'"
Numbers please.'"
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| Learn to quote FFS.
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| Quote: Mintball "rlShed load of stats and data on benefits here.rl
rlMore hererl
rlMorerl.
rlMorerl
The above includes a variety of sources.
Quote: Mintball "None of them back up your 80% of those on housing benefit are in work. Your sources aren't government departments. They are surveys, not official statistics.'"
Via social media a few months ago, I did, incidentally, ask a Conservative councillor whether he knew that so many recipients of housing benefit were in work (he was doing the old 'benefit scroungers' line). He replied, curtly, that he did. He didn't dispute it – just subsequently refused to respond to any further questions about why he damned people in work as being different to the "hard working" people who didn't receive benefit.
Quote: Mintball "Nice, if irrelevant anecdote'"
It is relevant for a number of reasons, but not least because it illustrates that benefits are not simply paid to the 'scroungers and skivers', as the government's propaganda pretends, but a vast amount are paid to those who are in work, but cannot afford to live on the wages they are paid, primarily because those wages are too low to meet the cost of housing in the UK.
Quote: Mintball "It has no relevance, nor does your introduction of something no one has said e.g scroungers & skivers. Got any figures n what wages are & what rents are? What's the split in housing benefit paid to those in social housing against those in private housing? Given the application of the spare room subsidy to private rented accommodation - something that not one left wing politician, think tank or pressure group objected to - I'd guess it's not this one. '"
At present, as a direct result of ideologically-inspired government policy, the taxpayer is subsidising the private rented sector, but not addressing the core of the problem, which is the paucity of affordable housing, the building of which was stopped (again for reasons of political ideology) back in the 1980s, and which no subsequent government has seen to address properly.
Quote: Mintball "What is the problem with benefit money going into the private sector? Why is it preferable to simply circulate this money within government departments? Aren't all governments policies ideological? Affordable housing, a term often used but never actually quantified.'"
There are not enough one-bedroom properties in the country for people to downsize to where that would be appropriate (let's forget, for the moment, the cases where it would be inappropriate) and, until this is addressed, penalising people for that situation, when they are already on low incomes, is, quite apart from any ethical consideration, economic illiteracy.
Quote: Mintball "Is there a shortage of one bedroomed properties? Why just this category? You mention low incomes, again without quantifying what that is. Did you object when the spare room subsidy was applied to the private rented sector? That was done to prevent resource waste. Why is it any different with the social sector? Was it unethical, ideology driven & economically illiterate then?
On what basis is it economically illiterate? Why should anyone receive a subsidy for what they don't need? '"
'"
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| Please learn to use the quote function. It isn't difficult, but not using it correctly makes coherent discussion more difficult.
Therefore, at present, I'll respond only to your final point
I look forward to your comments on the subsidies that the taxpayer makes to the profits of large companies by way of in-work benefits to employees. They don't "need" them. Then again, most companies who get tax breaks don't "need" them either – for fracking, for instance.
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| Quote: BiffasBoys "If people who don't require all the rooms they have in these properties, the system is failing because of allocative inefficiency. The resources are not being allocated on actual need. Exactly the same applies to those who can afford not to live in social housing, yet do. Not based on need that they have social housing.
The proposed housing benefit cap would address that, but look at the uproar that caused. Rents would only rise if there was no capacity in the private sector, but there is no shortage.
Again i'll point out that though private sector rents may be higher, there's no capital investment & ongoing spend so the total cost is actually far less.
Should the spare room subsidy apply in private rented housing? Fairness? To whom?'"
I'll pick this post of yours to quote from because if everyone continued quoting as you do then it would only be a matter of minutes before one reply filled the whole page, in any case you're only repeating yourself in each one...
Clearly there is a shortage of suitable two or one bedroom council housing because THAT is the simplest solution, if there were hundreds of smaller units available within each council area then there would be no problem for the council would simply have to offer the smaller dwelling or the reduction in benefit and the choice would be the tenants own - and no sympathy would given if they chose to stay in the larger house.
Clearly though that is not the issue and there have been plenty of reports in the press from various councils and housing associations to suggest that the availability of smaller dwellings is miniscule compared to the numbers of tenants who require them after applying the bedroom tax - this even led to Leeds City Council reclassifying hundreds of their own houses as two bed instead of three where the third bedroom was the typical "box room", a nett loss to the council but a problem solved in the long run for them with no legal costs or debt collection involved - ultimately it angered the local Tory councillors as its not quite how they envisaged the solution to work, I believe it was one of these councillors that Mintball emailed to ask if, given his quoted comment in the press, he was aware that most housing benefit recipients were IN work, he skulked off at that point and was clearly annoyed that anyone should doubt his word or question his knowledge.
Its not an under investment issue from LA's and HA's over the past couple of decades - its non-investment in social housing from all shades of government, but its only this current coalition that has highlighted this as a claw-back exercise that will do them no damage politically,
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| Quote: Big Graeme "Learn to quote FFS.'"
Thanks for that insightful contribution. Must have taken you a while to come up with it.
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| Quote: BiffasBoys "
A legacy of the last government, of course
'"
A legacy of liberalisation and under regulation of financial markets across the world.
Quote: BiffasBoys "
Is it somehow wrong to cut the amount you are spending when you cannot afford it? '"
Who says we can't afford the spending? Borrowing rates are at about the lowest rate for decades.
Quote: BiffasBoys "Can you give me some examples of this 'austerity' '"
A 25% reduction in the deficit. Attained by making thousands of police, armed forces personnel, doctors & nurses, admin staff, civil servants etc redundant or not hiring necessary replacements from natural wastage. Leading to reductions in capability of the police, fire service & armed forces. The cancellation/non procurement of armed forces equipment for the future. And of course the understaffing of hospitals, especially A&E departments.
Quote: BiffasBoys "& how any other government would do it differently? '"
Since 2008
Via a fiscal stimulus to temporarily fill the demand gap.
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| Quote: Mintball "Please learn to use the quote function. It isn't difficult, but not using it correctly makes coherent discussion more difficult.
Therefore, at present, I'll respond only to your final point
My response to you is very simple to follow. Your points are one shade, mine are another. I'll take it that you haven't actually got any responses once your over emotive, cliché ridden musings are challenged?
Give me an example of an in work benefit that isn't needed & requires the government to give companies money.
be careful to note the difference between not taking money & giving it.
What tax breaks do fracking companies get? How does it compare to the feed in tariffs Labour introduced?
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| Quote: BiffasBoys "You yourself have used an example of a family whose kids have grown up & left.'"
Not me.
Quote: BiffasBoys "All the apparent cases of people having to pay more as a result of a reduction in benefits, owing to excess capacity, aren't claims made by me.'"
What's your point here and why is it relevant?
Quote: BiffasBoys "If demand increases beyond the current spare capacity, rents will rise purely due to supply and demand.'"
Quote: BiffasBoys "Big ifs. What is the capacity? Why should those who are in social housing & not in receipt of housing benefit not be moved into the private sector? or charged more so that taxpayer subsidy is removed?'"
Not a big "If" at all.
Nowadays, the greatest problem with housing is that supply is falling short of demand, leading to higher purchase prices and higher rents ... social housing eases this, but only to the extent to which it is allowed.
Also, since Thatcher swept away many tenancy rights in the private sector, social housing is more secure.
And now you want to boot out those who pay their rent themselves.
Quote: BiffasBoys "Are you saying there is sufficient spare capacity lying empty to be able to cope?'"
Quote: BiffasBoys "There are thousands of empty properties all over the country, hundreds of stalled housing developments'"
And how do you propose to rent them out?
If the owners of the empty private ones wanted to rent them out, wouldn't most of them be rented-out already?
Quote: BiffasBoys "You say the cost is less ... how much less?'"
Quote: BiffasBoys "Build cost is funded by private capital, as are the ongoing costs. Not by taxpayers. Housing benefit is taxpayer funded. You say the cost is more. How much more?'"
It's the DWP who says it costs more in benefits when the recipients are in the private sector, see earlier post and link.
Adding profit onto the costs must increase the rent, it's very simple.
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| Quote: El Barbudo "
It's the DWP who says it costs more in benefits when the recipients are in the private sector, see earlier post and link.
Adding profit onto the costs must increase the rent, it's very simple.'"
That and the fact that not all private landlords accept DWP Benefits claimants, in or especially out of work, and especially not now that the Housing Benefit payments are rolled into Universal Benefits and paid directly to the claimant - its only served to make the matter worse (not thought through policy rears its head again).
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| Quote: BiffasBoys "Thanks for that insightful contribution. Must have taken you a while to come up with it.'"
At least it helped to make the thread readable.
Your modus operandi is to question everything and answer nothing.
Must have taken you a while to come up with that.
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| Quote: BiffasBoys "My response to you is very simple to follow. Your points are one shade, mine are another. I'll take it that you haven't actually got any responses once your over emotive, cliché ridden musings are challenged?
Give me an example of an in work benefit that isn't needed & requires the government to give companies money.
be careful to note the difference between not taking money & giving it.
What tax breaks do fracking companies get? How does it compare to the feed in tariffs Labour introduced?'"
Do you understand what a subsidy is?
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| Quote: Him "A legacy of liberalisation and under regulation of financial markets across the world.
Quote: Him "That old chestnut.'"
Who says we can't afford the spending? Borrowing rates are at about the lowest rate for decades.
Quote: Him "No they aren't. Look at the debt/gdp ratio'"
A 25% reduction in the deficit. Attained by making thousands of police, armed forces personnel, doctors & nurses, admin staff, civil servants etc redundant or not hiring necessary replacements from natural wastage. Leading to reductions in capability of the police, fire service & armed forces. The cancellation/non procurement of armed forces equipment for the future. And of course the understaffing of hospitals, especially A&E departments.
Quote: Him "What a load of old tosh. Go away & look at the actual figures on the number of redundancies. There are thousands of public sector vacancies around. reduction in capability or more accurately a reflection of what is needed?'"
Since 2008There seems to be an obsession by those of a left leaning persuasion to constantly point at the US model. Why is this? It's acase of kicking the debt down the road for someone else to deal with. the US is in rude health is it?'"
Via a fiscal stimulus to temporarily fill the demand gap.
Quote: Him "You mean like cutting VAT to stimulate the economy, when all it did was lose the exchequer billions & produce not a scintilla of growth?
For all those knocking the current situation, what would Labour do differently? Postcards at the ready.'"
'"
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| Quote: El Barbudo "Not me.
What's your point here and why is it relevant?
Not a big "If" at all.
Nowadays, the greatest problem with housing is that supply is falling short of demand, leading to higher purchase prices and higher rents ... social housing eases this, but only to the extent to which it is allowed.
Also, since Thatcher swept away many tenancy rights in the private sector, social housing is more secure.
And now you want to boot out those who pay their rent themselves.
And how do you propose to rent them out?
If the owners of the empty private ones wanted to rent them out, wouldn't most of them be rented-out already?
It's the DWP who says it costs more in benefits when the recipients are in the private sector, see earlier post and link.
Adding profit onto the costs must increase the rent, it's very simple.'"
Where is supply falling short of demand? Higher purchase prices & rents? Relative to when? I think you'll find the house price boom is a thing of the past.
Took a while, but she's finally made it into the discourse.
Boot them out? Why should there be social housing apart from the most needy in society? Why should anyone who can afford not to be subsidised by the state be so?
The benefits paid out [i may[/i be higher, but there's no capital outlay & ongoing capital costs. You seem to be missing this point.
Still no one has said why money circulating between government departments is better than it stimulating the economy. e.g people need homes to rent/buy, developers will build them.
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| Quote: Him "Do you understand what a subsidy is?'"
No answer to the question then?
Do you, it appears not.
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