Yes you can opt out. Just inform your employer in writing and then check no deductions are made

Regards

King James

If you are the employer (even of just yourself) you can't opt out, the Workplace Pension changed all the rules.

Yes you can - and no it didn't; once the auto enrolment pension scheme has been set up and you're opted in - you can opt out by following the advice given by previous posters.

To the OP - I'd suggest that this kind of response is exactly why you should get your financial advice from a qualified independent FA, rather than a RL forum?

Quote: "Yes you can - and no it didn't; once the auto enrolment pension scheme has been set up and you're opted in - you can opt out by following the advice given by previous posters. To the OP - I'd suggest that this kind of response is exactly why you should get your financial advice from a qualified independent FA, rather than a RL forum?'" Agree with advice about going to a professional, seems complicated from the high level Government documents. https://www.gov.uk/employers-workplace-pensions-rules

Quote: "Yes you can - and no it didn't; once the auto enrolment pension scheme has been set up and you're opted in - you can opt out by following the advice given by previous posters. To the OP - I'd suggest that this kind of response is exactly why you should get your financial advice from a qualified independent FA, rather than a RL forum?'" Agree with advice about going to a professional, seems complicated from the high level Government documents. https://www.gov.uk/employers-workplace-pensions-rules

What time is wasted with a pension? Surely a tax efficient saving scheme that you can access 25% of at 55 isn't pointless. Or maybe it is...

People live longer these days, 60 is way below the current average mortality rate in UK.