Quote: sally cinnamon "Could the situation in the OP have happened in say Labour Britain 2009?
Or have there been changes in employment law that the Tories brought in that have led to it happening now.'"
This sounds more like the agency/umbrella company ripping the individual off than a Tory/Labour government. I worked for over 12 months through an umbrella company a few years back (wish I could do so again). And got none of the OP's stated issues. Yes the Umbrella co take a small admin fee, but shouldn't take anything for employers NI, if I remember correctly. He should be pulling in somewhere between 75-82% of his hourly rate as a final salary after deductions.